South Africa's payment performance partner
NjiaPay helps online businesses reduce failed payments, streamline operations, and turn fragmented payment data into reliable revenue.
‍
Powering Payments for SA's Most Innovative Brands
Keep All The PSP'S Your Customers Know And Love
NjiaPay centralises all your PSP’s into one platform and routes your payments to maximise successful outcomes.
Take Control of Your Checkout
Multiple PSPs makes your checkout journey messy and confusing - leading to frustrated shoppers and abandoned carts.
NjiaPay unifies every payment into one smart, reliable flow, to create an easy-to-use experience your customers trust from start to finish.
A Singular Control Tower For Your Payments
NjiaPay increases the performance of your payments through smart payment routing and clear payment data, giving you the transparency and control you’re looking for.
Routing
Boost your payment success rates with our intelligent routing system.
By analysing real-time data, we leverage AI to select the most suitable payment provider and route for your customers, resulting in higher payment success and more revenue.
Analytics
Transform your data into useful insights.
Our analytics tool gives you all your payment data through one portal in the same format, so you can spend your time making data-driven, revenue-driving decisions rather than formatting data from multiple payment providers.
Track transactions, revenue, refunds, and performance effortlessly.
Reconciliation
Reduce your month-end operational load.
Simplify your month-end reconciliation by consolidating all relevant data into a single,comprehensive report.
Gain a clear and accurate understanding of your financial performance without sifting through multiple reports and spreadsheets.
How Much Revenue Are You Losing?
Every day, your store could be leaking revenue through abandoned carts, declined cards, failed 3DS, outages, fees, and refunds.
Our data shows that South African stores lose more than 62% of potential revenue due to issues in payment software. It’s time for a change.
Smarter Payments for Your Industry
Guide every transaction to the path most likely to succeed – no matter what you sell.
‍
Subscriptions
Keep customers subscribed with fewer failed charges and achieve more actionable data insights.
- Reliable monthly billing
- Real-time renewal insights
- Reduced churn
Online Retailers
Complete more sales with higher success rates, smoother checkout experiences, and built-in fraud protection
- Conversion-optimized checkout
- Global currency support
- Customize to your brand
SaaS/Marketplace
Keep users active and transactions flowing with more reliable payments across your platform.
- Seamless multi-party payments and payouts
- Real-time visibility on all transactions
- Built for cross-border payments
Predictable Pricing Based on Your Monthly Transactions
Simple, contract-free plans that let you navigate payments with confidence. Generous transaction limits and no hidden fees mean you stay in control every month.
‍
Starter
R999
/month
Up to 1,000 monthly transactions
What's Included:
- 2 PSP Connections
- Smart Routing Engine
- Recurring Payments
- Payment Portal
- Branded Checkout
- 24/7 Support
Most Popular
Growth
R4,999
/month
Up to 5,000 monthly transactions
Everything in Starter +:
- 3 PSP Connections
- Payment Analytics
- Multi-Currency Transactions
- Priority Support
Most Popular
Scale
R9,999
/month
Up to 10,000 monthly transactions
Everything in Growth +:
- 4 PSP Connections
- Reconciliation
- Payment Optimization Manager
Most Popular
All plans include 30-day free trial and zero commitment. Cancel Anytime.
More than 10,000 transactions per month?
Frequently Asked Questions
NijaPay is not a PSP.
It’s a Payment Management Platform (PMP) that works with all your existing PSPs and payment methods to reduce payment failures on your checkout.
Instead of sending every shopper down the same path, NijaPay automatically finds the route most likely to succeed. This happens instantly – your customers won’t notice it happening.
You also get real-time analytics across every PSP: a single view that shows what’s working, what’s failing, and where you’re losing money.
Yes, NijaPay lets you connect to all major South African PSPs through one platform.
You get coverage across PSPs through a single portal, with one-click integrations available for certain PSPs. This setup gives you more paths to successful payments without juggling multiple dashboards or technical work.
Note: You still need individual contracts with each PSP. Our team can help you integrate your existing PSPs and introduce you to additional providers to expand your payment options.
‍
Yes, you stay fully in control.
NijaPay doesn’t replace your PSPs or change your commercial agreements. You choose which PSPs you want live, how they should be prioritised, and which payment methods to offer alongside them.
NijaPay handles the navigation in the background: mapping the best route for each transaction, monitoring performance, and surfacing issues you may miss on your own.
You stay in the driver’s seat. We help you chart a smoother path.
NijaPay identifies failed or high-risk payments in real-time and automatically redirects them to the next best route.
You can adjust your setup, choose stronger routes, and recover revenue that would normally disappear.
Your shoppers get a smoother, faster, more reliable experience that works instantly.
You can install NijaPay in under 15 minutes using the Shopify app or WooCommerce plugin.
Once installed, you’ll have an immediate view of your payments setup and can start mapping your PSPs right away.
For custom websites, setup typically takes less than a day. Our payments team will guide you through setup and help connect your PSPs during onboarding.
‍
Enterprise-Ready Payments
For large-scale businesses, NjiaPay’s APIs give you the freedom to design payments your way, seamlessly integrating with your systems, adapting to your customers, and scaling as fast as you do.
You didn't start a business to spend your time navigating complex payments, but We did!
Get in touch with us for expert payment advice and a demo of our powerful payment performance tool.
A Payments Partner You Can Trust
We’re committed to powering local businesses and South Africa’s digital economy. NjiaPay uses global payment security standards to keep your customer data safe and secure.
Meet the Fintech: South African spin-out startup NjiaPay is simplifying how African businesses manage payments
In the latest episode, released on November 16, we caught up with Jonatan Allback, CEO and co-founder of the South Africa-based NjiaPay, which is simplifying how businesses in Africa manage payments, by owning the complexity.
‍
F-Squared Podcast #16 - The "Black Hole" of African Payments: Why One PSP is Never Enough | Jonatan Allback
I’ve been following Jonatan Allback’s work because he brings a specific, high-level discipline to the African payments landscape. Before founding Njiapay, Jonatan spent nearly a decade at Adyen, working with global companies like Netflix, Spotify, and eBay to optimize their checkout flows.
NjiaPay Appoints Tristan Kirchner, Payments Industry Veteran, to Board of Advisors
NjiaPay, a Payments-as-a-Service company simplifying payments for African businesses, today announced the appointment of Tristan Kirchner to its board of advisors. Mr. Kirchner brings over 25 years of experience in the payments industry, including leadership roles at American Express, Barclays, and Visa. His expertise in digital payments and driving operational excellence at scale will be invaluable as NjiaPay pursues its mission to streamline the complex and fragmented African payments ecosystem.
NjiaPay Appoints Mike McLaren as Chief Operating Officer
Mike has extensive experience in fintech and payments in Africa, having most recently served as General Counsel at Stitch, one of South Africa’s leading payment service providers (PSPs), where he played a pivotal role in scaling their legal, regulatory, and compliance functions, and helped close Stitch’s $55m Series B funding round.
NjiaPay: The Payment Management Platform Reducing SA’s 30% Checkout Loss
For more than a decade, Luuk Winkens has worked in fintech, helping companies scale across African markets through better financial infrastructure. Today, as Head of Growth at NjiaPay, he leads the commercial strategy behind a platform designed to simplify and optimise online payments for South African businesses.
Global Experience, Local Insight
Our team has simplified payments for some of the world's most recognised businesses. Now, we’re bringing that knowledge back to South Africa.
Our mission is to increase the performance of payments for growing businesses.
